1.- GENERAL TERMS OF USE
This website www.registration.santanderibc.com (hereinafter, the ”Website”) is owned by BANCO SANTANDER, S.A. (hereinafter, ”Banco Santander”).
Website users may contact Banco Santander at this address: privacidadcomunicacionymarketingcorporativo@gruposantander.com
Banco Santander is a banking corporation registered with Banco de España (Spain’s central bank) under number 0049, with registered office at Paseo de Pereda 9-12, 39004 Santander, Spain, and tax identification number A-39000013.
The Banco Santander website is hereby made available to Internet users as specified under these terms of use.
Please read these terms of use (hereinafter, the ”Terms”) carefully as upon accessing this Website and any of its sections you will be automatically considered a User and will, as such, be deemed to have accepted these Terms. Access to one or more of the sections contained on this Website may be restricted by the laws and regulations governing any number of applicable jurisdictions.
Likewise, when registering on this Website, Users must agree to accept these Terms, which is an essential prerequisite to be able to register and attend the 19th Santander International Banking Conference in person (hereinafter, the ”Conference”) organized by Banco Santander, which will take place on 3 November 2026 at Ciudad Financiera de Grupo Santander on Avenida Cantabria (S/N), 28660 Boadilla del Monte (Madrid).
2.- DEFINITIONS
- Website: Page hosted at the domain www.registration.santanderibc.com
- User: Any individual who accesses and uses the Website directly or indirectly and who, as such and by virtue of said access and/or use, agrees to be bound by these Terms.
3.- PARTICIPATION AND REGISTRATION
The Conference will address topics such as the role of the financial sector in a changing economy, technological disruption and innovation, and regulatory challenges for the future.
Banco Santander offers guests the opportunity to take part as Conference attendees, either in person or via streaming, free of charge. The only requirement is that they register as a User on the Website.
Participants must register for the Conference in advance and expressly accept these Terms, which govern attendance. In order to access the Conference as a guest, Users must first read these Terms carefully, agree to them and register on the Website (whether for physical or virtual attendance) by completing and submitting the registration form with the required information.
For the purposes of these Terms, registered Users shall collectively be referred to as ”Users”.
When registering on the Website, Users agree to provide full, valid and accurate information. As such, Users accept any liability that may derive from a lack of accuracy or veracity of said information. Also, if the information provided is proven or suspected to be false, inaccurate or misleading, and without prejudice to other legal measures that may be available, Banco Santander reserves the right to withdraw, deny or suspend a User’s physical or virtual access to the Conference.
Similarly, and without prior notice, Banco Santander reserves the right to withdraw, deny or suspend physical or virtual access to the Conference to any registered User who is found to be in breach of these Terms.
As part of the registration process, Banco Santander will send an email to the address that the User provides upon registering, in order to ensure that the User is properly registered for the Conference. Said email will contain the User’s username and password that they shall, from then on, be required to use whenever accessing any aspect of the live stream.
Banco Santander reserves the right, at any time and without prior notice, to modify or delete the content, structure, design and conditions of access and/or use of this Website whenever it deems appropriate, as well as to make as many modifications as it deems appropriate to this Legal Notice. Should the case arise, Users would be notified in advance, with any modifications being considered valid as from the time when they were published on the Website. Users are, to this effect, advised to frequently review the contents and status of this Legal Notice.
Users interested in learning how Banco Santander — as part of the service it provides — processes personal data, are invited to consult Banco Santander’s Privacy Policy, which they can access via the link at the foot of the Website.
4.- AGENDA
Once Users complete their registration and receive the confirmation email, they may attend the Conference as guests, either virtually or in person, and participate in the conferences that Banco Santander organizes in accordance with the agenda published on this Website.
Banco Santander reserves the right to partially or fully modify, cancel or suspend either the conferences listed in the agenda and/or the content of said conferences at any time. Any changes to the agenda will be announced and published on the Website under the section identified for such purpose.
Banco Santander shall not, as a result of any partial or full changes and even if the Conference should be cancelled or suspended, be held liable, either to the User or to any other third party.
5.- CONTENTS
For the purposes of these Terms, “Contents” shall be taken to mean the talks themselves, as well as any speakers' comments, materials and any information received by the User and/or resulting from the Conference and which, consequently, the User has obtained access to, along with all other contents related to the subject matter established within the Conference programme (hereinafter, the ”Contents”).
In addition to being fully and solely liable for any undue use they might make of the Contents, as well as for said Contents’ dissemination, Users are also expressly prohibited from revealing the speakers’ identities or affiliations or, indeed, those of any other Conference participant.
Moreover, Users agree not to use Conference material and information for unlawful purposes (as expressly prohibited under these Terms) or in any other manner contrary to the rights and interests of Banco Santander and/or third parties.
6.- WEBSITE USAGE
In addition to undertaking to use the Website in accordance with current legislation, the principles of good faith and generally accepted practices, Users also agree they shall not contravene either public order or the spirit of these Terms with their actions. In this regard, Users undertake to make lawful, diligent, honest and proper use of any information or Contents accessed via the Website.
Any unlawful, purposeful use that may –harm, impede, damage and/or overload the use and normal functioning of the Website in any way, or which directly or indirectly infringes upon it or upon any third party, is strictly prohibited.
The User undertakes to supply information that is both truthful and accurate, through the forms provided on the Website.
By way of an example but without limitation, Users shall refrain from:
- knowingly registering or submitting data they know to be untrue, inaccurate, incomplete and/or not up to date; accessing the Website using the name or identification details of another User; or impersonating another person;
- using the Website for purposes that are knowingly fraudulent or bear some connection with criminal offences or illegal activities of any kind;
- introducing or spreading computer viruses that may cause unauthorized alterations either to the Contents or to the systems that form part of the Website;
- creating a profile or using the Website to send, use or reuse material that is in any manner illegal, offensive, pornographic, abusive, indecent, defamatory, obscene or threatening; material that involves a violation of copyrights, trademarks or confidentiality, privacy and any other right; or material that might otherwise be considered insulting or reprehensible by third parties; or
- sending or otherwise distributing content that might violate any applicable law or infringe upon the rights of any party.
Failure by the User to comply with any of the above obligations may result in Banco Santander taking appropriate measures under the law, pursuant to its rights and obligations.
Specifically, such measures may include the suspension of access to the Website or of participation in the spaces enabled thereon for Users who fail to comply with these obligations, for which the User will not be entitled to claim compensation for any damages caused.
7.- LIABILITY
Banco Santander shall not be held liable for any opinions, comments or statements expressed or made at the Conference by speakers from any institution other than by speakers from Banco Santander itself.
Banco Santander shall not be held liable for the accuracy of any information published by third parties, just as it shall not be held accountable for any Contents not directly created by Banco Santander or for Contents included on third party-controlled websites.
In the event of issues or failure relating to physical or virtual Conference access, Banco Santander will take all possible steps within its power to remedy them; however, it accepts it cannot guarantee neither a seamlessly error-free environment nor the fully uninterrupted availability of the Website, which may need to be subjected to maintenance work and updates.
Banco Santander, its branch offices and/or its directors, employees and authorized personnel shall under no circumstances be held liable for any type of damage, loss, claim or expense of any kind, whether as a result of Website usage or not; for the information acquired or accessed on the Website; nor for any computer viruses, operational failures or service and transmission interruptions and/or connection issues. Use of the Website, whether via a direct connection or link or alternative system or device, equals the automatic acceptance and understanding of any User of the existence of such potential unforeseen circumstances.
8.- LINKS
In addition to not being liable for websites that are not its property and that may be accessed via links or content made available by third parties, Banco Santander offers no guarantee that such links will be free from viruses or other elements that may damage the User's own computer systems or files.
Any Users accessing a link or website not owned by Banco Santander do so voluntarily and at their own risk.
Consequently, Banco Santander shall under no circumstances be held liable for any results derived from such third-party connections or for any consequences that may arise as a result of Users accessing them. Third-party content is the sole responsibility of the parties that provide it and, as such, Banco Santander can neither verify nor be held accountable for the legality of any third-party content or the appropriate quality of the service they provide. In accordance with Article 17 of Ley 34/2002, de 11 de julio, de Servicios de la Sociedad de la Información y de Comercio Electrónico (Spain’s Act on information society services and e-commerce), Banco Santander may be considered liable for content and services provided on externally-linked sites only in cases where, despite being aware of some risk or anomaly, Banco Santander fails to take reasonable action to neutralize and disconnect said link.
9.- INTELLECTUAL AND INDUSTRIAL PROPERTY
All rights to Contents, Website design and source code and, in particular — though not necessarily, limited to — all rights to photographs, images, texts, logos, designs, trademarks, trade names and data included on the Website and any other intellectual and industrial property rights are either the property of Banco Santander or of those third parties who have expressly authorized Banco Santander to make use of said material on its Website.
All reproduction, distribution, diffusion or broadcasting, transformation and public circulation of all or part of the Website Contents by any medium or platform and by any technical means is prohibited without prior written authorization from Banco Santander.
Users shall refrain from conducting any activity that might infringe upon Banco Santander’s intellectual and industrial property rights, upon those of any of the companies in the Group, or upon any of the third parties referred to on this Website. Should such an infringement occur, the Website User shall hold Banco Santander and any of its Group companies harmless from any liability derived from any claims for damages, whether judicial or extrajudicial, as well as from any administrative penalties they might receive as a result of the Users’ breach of terms.
Any User who suspects or has information regarding the existence of any unlawful or illegal content, including content that may infringe the intellectual property rights of third parties, must immediately notify Banco Santander at the email address below to ensure that appropriate action is taken: privacidadcomunicacionymarketingcorporativo@gruposantander.com
Any use not previously authorized by Banco Santander shall, moreover, be considered a serious infringement of intellectual or industrial property rights and shall give rise to the action established by law.
Furthermore, and notwithstanding the above, Website Contents are considered an integral part of a computer programme and, as such, all relevant Spanish and EU regulations governing the matter will also apply.
10.- AMENDMENTS TO THE GENERAL TERMS OF USE
The headings of the various clauses herein are merely informational and in no way affect, qualify or promote how this Legal Notice should be interpreted.
All clauses or provisions contained in this Legal Notice shall be interpreted independently, so much so that the remaining clauses will not be affected (should one be declared null and void by a court ruling or resolution). Any affected clause(s) would simply be replaced by another (or by others), whose purpose would be to preserve a similar purpose to that pursued by this Legal Notice.
Banco Santander may amend these Terms partially or in their entirety at any time. Any amendments that are made will be published on the Website in a format similar to that in which the present Legal Notice now stands. Should a User breach the Terms of Use that apply to the Website, Banco Santander reserves the right to suspend or restrict that User’s use of the Website and may even cancel the User’s account without prior notice, without such actions entitling the User to receive any compensation from Banco Santander or from any Grupo Santander company.
11.- BANCO SANTANDER’S RIGHTS
In addition to Banco Santander’s rights as set out in the paragraphs above, should a User breach any of the provisions contained in these Terms; should Banco Santander consider it could not corroborate the Contents or information provided on the Website; or should Banco Santander determine that a User's actions could create a possible cause of liability against that User, Banco Santander or against other Users, Banco Santander reserves the right — without, in so doing, incurring liability to other Users or parties — to suspend or permanently interrupt the service and block access to the Website at any time and without issuing any prior notice.
12.- APPLICABLE LAW AND JURISDICTION
This Legal Notice, the Website and the Users’ use thereof are all governed by the laws of Spain.
Both Banco Santander and the User agree to submit to the jurisdiction of the courts and tribunals of Madrid (Capital) and expressly and voluntarily waive any other jurisdiction, unless otherwise required by law, for any disputes that may arise or actions that may need to be taken based on Website service and Content issues, or as a result of the interpretation, application, compliance or non-compliance with the provisions of these Terms.
Last update: 30/04/2026
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