https://registration.santanderibc.com/
1. GENERAL TERMS OF USE
This website https://registration.santanderibc.com/ (hereinafter, the "Website") is the property of BANCO SANTANDER, S.A. (hereinafter, "Banco Santander").
Users can contact Banco Santander at:
privacidadcomunicacionymarketingcorporativo@gruposantander.com
Registered with Banco de España under number 0049, registered office at Paseo de Pereda 9-12, 39004, Santander, Spain, and tax ID number A-39000013.
Banco Santander grants Internet users access to the Website under the these Terms of Use.
Please read these General Terms of Use (the “Terms of Use”) carefully. On entering this Website and any sections thereof, you will be deemed a User who has accepted these Terms of Use. Access to the sections of the Website may be circumscribed by the laws and regulations of various jurisdictions.
2. DEFINITIONS
- Website: Page on the domain https://registration.santanderibc.com/
- User: Any natural person who accesses and makes direct or indirect use of the Website, whereby being bound to these Terms of Use.
3. PARTICIPATION AND REGISTRATION
The topics the Conference will address include the role of the finance sector in a transforming economy, disruption by technology and innovation, and regulatory challenges in the future.
Banco Santander’s guests may participate in the Conference as in-person attendees or online at no cost. Their only requirement is to be registered users on the Website.
Participating guests must sign up for the Conference in advance and expressly accept these Terms of Use, which apply to all attendees. Therefore, to attend the Conference in-person or online, users must carefully read and accept these Terms of Use and register on the Website by filling in and sending the registration form found on the Website with the required details.
For the purposes of these Terms of Use, registered users will be known collectively as “Users”.
Upon registering on the Website, the information the User provides must be complete, current and true. The User will be held liable for any untrue or inaccurate information. Irrespective of any other legal action it may take, Banco Santander reserves its right to withdraw, decline or cancel in-person or online entry to the Conference if provided information is or may be false, inaccurate or misleading.
Banco Santander also reserves its right to withdraw, decline or cancel the in-person or online entry to the Conference of any registered User who fails to comply with these Terms of Use, for which no prior notification will be necessary.
To complete registration and ensure that the User has correctly signed up to the Conference, Banco Santander will send an email to the address the User provides upon registering. Said email will include the User’s name and password. Please use them to access all broadcasts via streaming.
Banco Santander reserves the right to change or delete the Website's content, structure, design and access and usage conditions at any time and without prior notice; and to amend this Disclaimer, with prior notice to Users. Such changes will be effective as soon as they are posted on the Website. Users are advised to check this Disclaimer often.
Users who wish to learn about how Banco Santander processes personal data should check our Privacy policy via a link at the bottom of the Website homepage.
Once Users have completed registration and received the confirmation email, they may attend the Conference in-person or online as well as take part in the conferences organized by Banco Santander that appear on the agenda posted on this Website.
Banco Santander reserves its right to modify, in whole or in part; cancel; or suspend, at any time, any of the conferences found on the agenda and/or the contents thereof. The Website will announce and post any change to the agenda under the appropriate section.
Banco Santander will not be liable to the User or any third party for any such change, in whole or in part; cancellation; or suspension.
5. CONTENTS
For the purposes of these Terms of Use, “contents” will be construed as the speeches and remarks made by speakers; whatever materials and information received by the User and/or resulting from the Conference; and any other contents related to the Conference’s purpose.
The User is solely responsible for using and divulging the contents and is expressly prohibited from revealing the identity and affiliation of speakers or any other participant at the Conference.
The User will not use materials and information from the Conference for illegal purposes expressly prohibited in these Terms of Use or in opposition to the rights and interests of Banco Santander and/or third parties.
6. WEBSITE USE
The User undertakes to use the Website in observance of current legislation, the principles of good faith and generally accepted customs; and not to infringe the public order or these Terms of Use. The User also undertakes to use whatever information or contents they may access on the Website in a lawful, diligent, honourable and proper manner.
Any use that is unlawful; or can be detrimental to, hinder, damage and/or overwhelm the Website’s normal purpose and operation; or pose a direct or indirect threat to it or to a third party, is prohibited.
The User undertakes to give truthful and accurate information on the forms provided on the Website.
By way of example (but without limitation), Users should not:
Banco Santander may take as many legal measures as necessary in the event that a User breaches any of the above obligations.
Said measures may be to suspend the User’s access to the Website or to certain spaces within it. The breaching User will not be entitled to compensation for any damages caused.
7. LIABILITY
Banco Santander will be held harmless against the opinions, comments or statements given at the Conference by speakers from any other institution.
Banco Santander declines liability for the accuracy of information published by third parties. Banco Santander will be held harmless against contents not created by it and against contents found on websites run by third parties.
Banco Santander will take all measures necessary to fix any in-person or online access disruptions that occur but does not guarantee that the Website will be free from error or absolutely and continually accessible as a result of site maintenance or improvement.
Banco Santander, its branches and/or its executives, employees and authorized staff decline all liability for any detriment, loss, complaint or cost that may or may not result from the use of the Website; the information thereon obtained; computer viruses; system failures; service or connection disruptions; or from line failures. On accessing the Website via direct connection, a link or any means whatsoever, the User will thereby understand that those circumstances may occur.
8. LINKS
Banco Santander declines all liability for extraneous websites that can be accessed via links or contents added by third parties and does not guarantee that such links will be free from virus or whatever items that can cause harm to the User’s computer systems or files.
On entering a link or accessing a website that is not owned by Banco Santander, the User will do so of their own volition and accord and at their own risk.
Banco Santander thereby declines all liability for the results obtained from such links and for the consequences of Users’ access thereto. Such contents are provided by third parties. Banco Santander cannot and does not check the contents provided by third parties or the quality of the services they offer. Pursuant to Article 17 of Ley 34/2002, de 11 de julio, de Servicios de la Sociedad de la Información y de Comercio Electrónico (Spain’s Information Provider Services and Electronic Services Act), Banco Santander will only be liable for the contents and services provided on linked websites provided that it is effectively aware of their unlawfulness and has failed to deactivate them with due diligence.
9. INTELLECTUAL AND INDUSTRIAL PROPERTY
All rights over the Website's content, design and source code and, in particular (but without limitation), all rights over photographs, images, text, logos, deigns, trademarks, brand names, data found on the Website and any other intellectual and industrial property rights are retained by Banco Santander or by third parties that have authorized exercising them on the Website.
Copying, distributing, disclosing, transforming and publicly releasing the Website’s contents, in whole or in part, on any medium or by any technical means, without prior authorization from Banco Santander in writing, is prohibited.
The User will refrain from undertaking any activity that infringes the intellectual and industrial property rights of Banco Santander, any company in its group, and the third parties mentioned on this Website. Otherwise, the User of the Website will hold Banco Santander and any company in its group harmless against all actions to seek damages in or out of court, and against any administrative penalties resulting from a breach committed by the User.
Users should email any content deemed unlawful or as violating third-party intellectual rights to Banco Santander at privacidadcomunicacionymarketingcorporativo@gruposantander.com
for appropriate measures to be taken.
Any use not previously authorized by Banco Santander will constitute a serious infringement of intellectual and industrial property rights and be subject to the penalties provided by law. © Banco Santander, S.A. All rights reserved.
Nonetheless, the contents of this Website will also be considered a computer program and, thus, will be subject to applicable legislation in force in Spain and the European Union.
10. AMENDMENTS TO THE GENERAL TERMS OF USE
Clause headings are for reference only and do not affect, condition or support the interpretation of this Disclaimer.
Each clause and provision in this Disclaimer should be interpreted separately. If a final court judgment or arbitration resolution rules a clause null and void, the remaining clauses will remain in force. A voided clause(s) will be replaced by one that upholds the intent of this Disclaimer.
Banco Santander may amend this Disclaimer at any time. Amendments will be published on the Website in a similar format to this Disclaimer. Should a User breach the Website’s Terms of Use, Banco Santander reserves the right to suspend or restrict their use of the Website or cancel their account, without warning or compensation from Banco Santander or any Grupo Santander companies to the User.
11. RIGHTS OF BANCO SANTANDER
In addition to the rights mentioned above, Banco Santander reserves the right to suspend or interrupt the service definitively and block access to the Website at any time, without prior notice and without any liability to Users or any other person, if any User fails to comply with any of these Terms of Use or if Banco Santander cannot corroborate the contents or information provided on the Website, or if Banco Santander deems that the User’s actions may give rise to a liability to the User, Banco Santander or other Users.
12.- LAW AND JURISDICTION
This Disclaimer, the Website and Users’ use thereof are regulated under the laws of Spain.
Banco Santander and the User submit to the jurisdiction of the courts and tribunals of the city of Madrid for all matters raised and actions brought in respect of the Website’s services and contents and of the interpretation, enforcement, fulfilment or breach of these Terms of Use, thus waiving any other jurisdiction they may come under, unless otherwise dictated by law.
Last updated on: 11 July, 2025
© Banco Santander S.A. All rights reserved.